The Motor Vehicle Record Mortality Study was conducted jointly by LexisNexis and RGA Reinsurance Company. Together, they pulled over 7.4 million motor vehicle records at random, sorting them into three piles: individuals with clean records, drivers with minor violations, and those with major violations. For the purposes of the study, major violations included alcohol- or substance-related infractions, excessive speeding, and reckless or negligent driving. The two companies then…
